About Us

Chardon and Abbott Home Loans is the leading home loan company servicing the Penrith and Blue Mountains area. Directors Mick Chardon and Geoff Abbott have amassed more than 40 years experience in the lending industry so they know how to get things done, and what will work for you! Best of all, at Chardon and Abbott, the costs are met by lenders, which means no lending fees!

With vast experience and a great team of supportive staff, every home loan is handled with the utmost care, so buying your home or refinancing is easy and stress-free.

Together, Mick Chardon and Geoff Abbott have more than 40 years experience in the finance industry. The pair met as Bank Managers in the State Bank of NSW, where they were drawn together by shared values and professional ethics. The pair opened Chardon and Abbott Home Loans in 2005 and today are leading business operators in the Penrith/Blue Mountains area.

Mick Chardon

Mick began his career in lending in 1984, spending several years in Commercial Lending at the State Bank before becoming a Finance Broker.

“Our business revolves around our relationship with, and knowledge of, all major bank and non-bank lenders,” says Mick, “which means we can offer clients plenty of choice when it comes to home loans. Plus, we’re paid by the lenders so we don’t charge our clients fees, despite walking you through the process from beginning to end.”

Married with five sons, Mick is an avid soccer-dad, having coached his son’s teams since 1990. He’s also a keen Panther fan and a regular at their games!

Australian Credit License: 380525

Geoff Abbott

Geoff started his career in lending with the State Bank in 1988. He’s also worked with the Commonwealth Bank, and spent time as a Mobile Home Loan Lender.

“Although our objective is to find the right loan to suit your needs, our main goal is quality service,” says Geoff, “and keeping you informed at every stage of the loan process. Even after your loan is settled, we keep in contact regularly so we can help when your needs change.”

Geoff is a married father of two who spends his weekends watching his kids play netball. He is also a massive Panther fan who heads along to every game he can!

Australian Credit License: 385531